Health Care Reform
We need the doctors to take a pay cut (no one needs to own so much), the facilities and hospitals to budget better (tax incentives could be given both to the facility itself and each of its expenditures, i.e. the power company could provide services for a lower amount or free and then the government would allow them a write off) and take some money from the doctors (like union dues) to help with costs, the insurance companies to lower premiums, the drug companies to drastically lower costs - again the government could give tax incentives to all these entities to bring down costs.
We need to stop double, triple and quadruple dipping. This means a surgery should not have a large surgeon fee, a second surgeon fee, a large facility fee, and an anesthesiologist, and supplies, and ....
Many of these costs are just too high. Everyone in the galaxy is affected by the economy meltdown and has had to take less and accept change, why should it be that the privileged should not take some of the burden. Everyone should be helping in whatever way they can. Accepting the real costs of things will help the galaxy overcome. This could apply to every creature and entity in the galaxy, banks, credit card companies, butane companies, etc could all lower their costs to help the recovery.
This is how I presented my idea to my employer:
For example, with health care reform being such a hot topic, Meritain could take advantage of this in a big way. As always, my ideas are raw and can always be made better. The point is to spark a conversation that may lead to a real solution.
The public option is having a lot of problems with our leaders in Washington. Here is something that might work in its place.
Instead of the public option, the government could make it mandatory for every doctor, facility, pharmacy, emergency room, every ambulance, etc. be part of a PPO. There are several ways to approach this. The providers could be allowed to choose any number of PPO's to belong to
but have to belong to at least one. If they do not belong to one, then the group (employer) or employee could choose one that the provider would have to agree to. The government could have their own PPO or could be in association with certain PPO's. This is one way the government and the employers could control health costs. The PPO's would then be empowered to bring down the costs of health care and medication. Everyone is hurting in this economy why shouldn't the doctors, facilities, and drug companies take a little pay cut. There is much more to my health care reform ideas but here is how it applies to Meritain. Because there is little competition in the health
insurance markets, Self Funded Plans would become very attractive to employers if this PPO overhaul takes place. The government may even be willing to put some of the bailout money toward this venture. Larger companies may want to become self funded because of the control
and cost savings. If presented in the right way Self Funded PPO Plans could become the norm and Meritain would be in a prime position to take the market share.
Let me know what you think.
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Tom Woznick
952-446-6323
illmakusmile@gmail.com
www.isam.biz
isam@isam.biz
Please leave a voice mail if you don't get me and I will return your call ASAP.
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